The Hidden Costs Most Miss
Your bank is not obligated to alert you when better rates are available.
Lock-in expiring within 3 months
You will be automatically moved to a higher board rate. Most homeowners miss this window entirely.
On 3-month SORA in a falling rate environment
1-month SORA adjusts faster to rate drops. You absorb the lag every quarter you stay on the wrong package.
No comparison in over 12 months
A 0.3% difference on a $500k loan is $1,500 a year. Over 5 years, that is $7,500 that did not need to leave your account.
Unclear on your current rate structure
If you cannot confirm your rate type — SORA, fixed, or board — you are likely not on the best available package.
How the Check Works
Your Property
Property type, value, and outstanding loan amount.
Your Loan
Current bank, rate type, lock-in period, and tenure.
Your Profile
Income bracket, employment, citizenship, and intent.
Unlock Results
Enter your contact details to receive your full report and voucher eligibility decision.
Every month on the wrong rate
is money you cannot recover.
The check is free. The analysis is free. Eligible applicants receive a specialist consultation and a $20 GrabFood voucher.
Subject to eligibility · Takes 2 minutes · No commitment required